For example, If you take a loan of Rs. 6 lakhs at an interest rate of 16.25% with a repayment tenure of 3 years, your Equated Monthly Installment (EMI) will be Rs. 21,065. The total payable amount at the end of 3 years would be Rs. 7,59,556. Therefore, you are paying a total interest amount to the tune of Rs. 1,59,556.

Additional charges applicable are as follows:

      Loan Processing Charge* @ 2% = Rs. 12,000 | Gold Valuation Charges* = Rs. 312 per lakh (for 6 lakhs, it would be Rs. 1,872) | Stamp Duty Charges* = as per state govt.

Aviirafinserv.com services are free of cost. They do not charge any fee from any of their customers. Loans originated, booked, and serviced by partner Banks/NBFCs. Subject to credit appraisal in the sole discretion of partner Banks/NBFCs and terms & conditions as agreed under the individual loan agreement. Partner Banks and NBFCs do not offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to necessary KYC and verification. In case of change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available.