Open Doors To Your Dream Home!
Approve in 2 Hrs* | Quick Disbursal | Lowest Interest Rate*
Home Loan @ 8.50%*
Aviira Finserv offers up to 90% of your home loan, competitive rates, and swift cash access. Seamlessly step into your dream home with our hassle-free solutions.
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04 Benefits To Choose Home Loan
At Aviira Finserv, we guarantee a smooth and hassle-free home loan application process, ensuring swift approval and disbursement for our valued customers. Here are the benefits awaiting you:
Minimum Documentation for Loan Application
Quick Loan Approval and Disbursal
Banks and NBFCs offer the lowest interest rates.
Zero Foreclosure Charges
Home Loan Eligibility And Documents
Eligibility Criteria :
Navigating the home loan process with Aviira Finserv is straightforward. Here’s a step-by-step guide to understanding eligibility criteria and required documents:
Age: Applicants should be between 21 to 65 years old at the loan’s end.
Employment: Salaried or self-employed individuals with stable income sources.
Income: Minimum monthly income of ₹25,000 to ensure repayment capability.
Credit Score: A credit score of 650+ enhances approval chances.
Documentation:
Documents required for a home loan application typically include:
- Proof of Identity: Aadhar card, Passport, Voter ID, or Driving License.
- Proof of Address: Aadhar card, Passport, Voter ID, or Utility Bills.
- Income Proof: Salary slips, Income Tax Returns, Form 16 for salaried individuals. Profit and loss statements, Income Tax Returns, Business Registration documents for self-employed individuals.
- Bank Statements: For the last 6 months.
- Property Documents: Sale deed, Agreement to Sell, NOC from builder, etc.
- Employment Proof: Appointment letter, Employment ID, etc.
- Passport Size Photographs.
Any other documents specific to the lender’s requirements.
Home Loan : Rate of Interest and Charges
Interest Rate : 8.50% to 12% p.a.*
Interest rates for Home loans are competitive and vary based on factors such as the loan amount, tenure, and applicant's creditworthiness.
Loan to Value Ratio (LTV): Up to 90%*
Banks and NBFCs offers a high Loan to Value (LTV) ratio of up to 90%*
Processing Fee : 0.25% to 2%*
Banks & NBFCs nominal processing fee at the time of loan approval. This fee covers the administrative costs associated with processing your loan application
Zero Foreclosure Charges:
Experience the freedom of zero foreclosure charges with Aviira Finserv. We believe in flexibility and transparency, ensuring you can manage your loan with peace of mind
Late Payment Fees:
We offer the flexibility of a loan tenure of up to 25 years for your home loan, allowing you to comfortably manage your repayments over an extended period.
Loan tenure of up to 25 years
Yes, many car loans offer repayment terms of up to 7 years, which can help spread out the cost of the vehicle over a longer period, resulting in more affordable monthly payments
Avail a Home Loan in Simple steps!
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Questions & Answers
What factors determine my eligibility for a home loan?
Eligibility for a home loan is typically based on factors such as your income, credit score, employment stability, existing debts, and the property’s value.
What documents are required to apply for a home loan?
Commonly required documents include proof of identity, address, income (such as salary slips or income tax returns), property documents, and bank statements.
How long does it take to get approval for a home loan?
The approval process varies depending on the lender and individual circumstances. Generally, it can take anywhere from a few days to a few weeks to receive approval after submitting a complete application with all necessary documents.
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