Documentation:

• Identification Documents:

  • Aadhaar Card
  • Passport
  • Voter ID Card
  • Driver’s License
  • PAN Card (Permanent Account Number)
    
    

• Proof of Address:

  • Aadhaar Card
  • Passport
  • Voter ID Card
  • Utility bills (electricity bill, water bill, gas bill) – preferably recent
  • Ration Card
  • Rent Agreement
    
    

• Proof of Income:

  • Salary slips or salary certificate for the last few months (usually covering the last three to six months)
  • Form 16 (for salaried individuals) or Income Tax Returns (ITR) for the last two to three years
  • Bank statements showing salary credits for the last six months
  • Business proof (for self-employed individuals)
  • Income Tax Returns (ITR) and audited financial statements (for self-employed individuals)
    
    

• Employment Verification:

  • Employment verification letter from your employer or appointment letter
  • Contact information for your employer (name, address, phone number)
    
    

• Bank Statements:

  • Bank statements for the last six months to verify your income and account transactions
    
    

• Credit Information:

  • Credit Report (though the lender might pull this themselves)
    
    

• Photographs:

  • Passport-size photographs (usually 2 to 4)